Digital nomad insurance, compared
Nearly every nomad visa requires private health insurance to apply. Here are the three options built for remote workers, and who each one suits.
SafetyWing
Most popularBest for: Flexible long-term travel-medical cover
Subscription travel-medical insurance built for nomads. It rolls month to month so you can start, pause and resume, and covers you across most countries with limited cover on home visits.
- Monthly subscription, cancel anytime
- Covers most countries worldwide
- Meets the insurance requirement for most nomad visas
Genki
Most comprehensiveBest for: Fuller ongoing health cover
International health insurance designed for nomads and expats, with a traveler plan for shorter stays and a fuller 'Native' health plan for those living abroad longer-term. Renews monthly.
- Traveler and full-health (Native) tiers
- Monthly renewal, worldwide cover
- Good fit if you want more than travel-medical
World Nomads
Best for activitiesBest for: Shorter trips with adventure activities
Trip-based travel insurance with strong coverage for adventure activities. Better for defined trips than indefinite living abroad, but a solid option if your travel is activity-heavy.
- Covers a wide range of adventure activities
- Trip-based rather than open-ended
- Well-established travel insurer
These are partner links: if you buy through them we may earn a commission, at no extra cost to you. We only list insurers we'd recommend to a friend. Always check a policy covers your destination and your visa's minimum before buying.
Nomad insurance FAQ
Do digital nomad visas require insurance?
Most do. Almost every nomad visa requires proof of private health insurance covering your stay as a condition of the application, and several specify a minimum coverage amount (often around €30,000). Check the requirement on your country's page.
What's the difference between travel and health insurance for nomads?
Travel-medical insurance (like SafetyWing's nomad plan) covers emergencies and trip-related medical needs and is usually enough to satisfy a visa. International health insurance (like Genki Native) is fuller, covering routine care too, and suits people settling somewhere longer-term.
Which nomad insurance is best?
It depends on your trip. SafetyWing is the flexible default for long, open-ended travel; Genki suits people who want fuller health cover; World Nomads is strong for shorter, activity-heavy trips. Compare the three against your visa's requirement and your travel style.
Not sure which visa you need yet?
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